Regulation D

Federal Regulations limit the number of transactions that may be performed each month from your Share Saving Account and Money Market Account because it is designated a non-transaction account. You may make no more than six covered transfers or withdrawals per calendar month or statement cycle. The Chart below explains the limitations.

Checking Accounts provide unlimited transactions. These include withdrawals, electronic payments or transfers to other accounts.


Share Savings & Money Market Accounts Transaction Limits




Note: A fee of $5.00 per transfer is charged for automatic overdrafts from savings to checking. All subsequent overdrafts in excess of the (6) allowed will be returned for reason of Not Sufficient Funds (NSF).

Helpful Tip: If you set up automatic debits to your account make sure to arrange to have those funds deducted from your checking account which allows for unlimited ACH withdrawals.