Hudson River Financial FCU (HRFFCU) has entered into a merger agreement with Sunmark Credit Union (Sunmark CU). The underlying reason for this endeavor is that, as a credit union, every decision we make is driven by what’s in the best interest of our members. This cooperative partnership is about having the power to do more for you, which in turn allows us to return more to you- our members!

Many Added Benefits

With this exciting partnership, you can look forward to the following benefits:

  • Exceptional value for your membership with attractive rates on savings and loan products.
  • More convenient services!
    • A Call Center to provide you with more convenience
    • An ITM (interactive teller machine) will be at our location providing 24/7/365 access.
  • Better positioning for future growth, which means
    • Continued ability to offer new products and services to help improve your financial life!
    • A full array of member services for both individuals and businesses.
    • Streamlined operating expenses allowing your credit union to operate more efficiently and profitably.

Your Credit Union, Your Vote

One of the biggest benefits of being a credit union member is that you play an important role in helping to guide the direction and mission of your credit union. Just as you can vote fellow members to the credit union’s Board of Directors, you will also have the opportunity to vote on this exciting partnership.We request your support with your “Yes” vote.

A Membership Meeting is being called for this purpose on October 26, 2020. The projected date for the merger to occur is November 30, 2020.  Federal and State regulators have already given their approval for the merger.

To register for the virtual Special Meeting please call 914-526-4015 or Click Here.

You can submit your vote by clicking the vote now button on the top of this page or return your mail-in ballot by October 26, 2020.

Should you have any questions about the partnership, please don’t hesitate to contact us at 914-526-4015. Our Member Service team would be happy to speak with you.


Will the HRFFCU branch remain open?


Will the staff remain at the branch?

Why are we merging?

Did you speak to other credit unions?

Why Sunmark CU?

Will debit cards be reissued?

Will I have a different account number?

Will I have to order new checks?

How long will I be able to use my HRFFCU checks?

How long will my HRFFCU checks be allowed to clear?

Will my interest rate change?

Does Sunmark CU have an app to access my account?

Will my statement download into Quicken?

About Sunmark


Sunmark Credit Union has a long and rich history in the Capital Region. It was first established in January 1937, when General Electric employees banded together to form Schenectady G.E. Turbine Department’s Federal Credit Union #1884.

The last 20 years have seen significant growth. In 1997, to reflect the broader member base, the Credit Union changed its name again with the help of our members – this time, to Sunmark. In 2002, Sunmark opened its doors to serve anyone living or working in Schenectady, Albany, Saratoga, and Rensselaer counties. In 2005, Sunmark added Montgomery and Schoharie counties to its community charter.

Effective January 1, 2020 Sunmark received final approval from federal and state regulators to convert from a federal to a state-chartered credit union. Additionally, a vote of the Sunmark membership was held and the conversion officially approved. Sunmark updated it’s name to Sunmark Credit Union. With the new State-charter, Sunmark expanded to Warren, Fulton, Columbia, Greene, Dutchess, Putnam, Rockland and Westchester Counties. Sunmark will also be able to serve persons that belong to a business or association that has signed up with Sunmark to make membership available to its employees or association members outside of New York State.

Throughout its history, Sunmark responded to our members changing needs by adding new branch locations, technologies and services. As we continue to grow, we continue to serve in the credit union mantra: People helping People

To find out more about Sunmark and the products and services they offer visit