Get the Affordable Financing You Need

When you need a new or used car, van, truck, SUV, boat, motorcycle or classic car, come to your credit union. You’ll get a great low rate and a flexible repayment term.

Refinance & Save

Love your current vehicle but not your loan?  Refinance at your credit union’s low rates – currently as low as 2.49% APR*. You could save instantly and reduce your monthly payment, plus save more over the life of your loan. It’s your chance to put some extra cash back in your wallet.

Get Your Loan Pre-approved

You’ll know what your monthly payment is based on what you want to spend, not based on the dealer’s financing that could include a higher vehicle price. With your financing already in place, you can negotiate the best possible deal and speed up the car buying process.

Applying Is Fast & Easy

If you need help to apply for your loan, call or stop by the credit union ‒ or you can apply online when it’s convenient for you.

 

 

New Vehicle Loan Rates

*APR = Annual Percentage Rate. 0.50% off current rate. This is a buy down rate. The amount of the buy down will not affect the price of the vehicle. This rate offer is valid for all terms up to 60 months. Rates are subject to change without notice, and are based on credit worthiness and terms. Financing for qualified Hudson River Financial Federal Credit Union members. Offer valid for new or used auto loans financed with Hudson River Financial FCU or auto loans refinanced with Hudson River Financial FCU from 2/1/19 – 2/28/19. No cash advances. Offer cannot be combined with any other offer, and is not valid on previous loans financed with the Credit Union. Complete loan details available at the Credit Union upon request.

 

Current Year or Previous Year (6,000 miles maximum or never titled)
Finance up to 125% of Purchase Price or MSRP, whichever is less

Info and/or TermsAPR*
Up to $75,000
48 Months
as low as2.49%
Up to $75,000
60 Months
as low as2.99%
$20,000 Up to $75,000
72 Months
as low as3.99%

Used Vehicle (2014 or Newer) Loan Rates

2014 or Newer

*APR = Annual Percentage Rate. 0.50% off current rate. This is a buy down rate. The amount of the buy down will not affect the price of the vehicle. This rate offer is valid for all terms up to 60 months. Rates are subject to change without notice, and are based on credit worthiness and terms. Financing for qualified Hudson River Financial Federal Credit Union members. Offer valid for new or used auto loans financed with Hudson River Financial FCU or auto loans refinanced with Hudson River Financial FCU from 2/1/19 – 2/28/19. No cash advances. Offer cannot be combined with any other offer, and is not valid on previous loans financed with the Credit Union. Complete loan details available at the Credit Union upon request.

 

Info and/or TermsAPR*
Up to $75,000
48 Months
as low as2.49%
Up to $75,000
60 Months
as low as2.99%
$20,000 Up to $75,000
72 Months
as low as3.99%

Used Vehicle (2010 to 2013) Loan Rates

Finance Up to 125% Purchase Price or NADA retail value, whichever is less.

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

Info and/or TermsAPR*
Up to $75,000
Maximum Term Depends On Vehicle Age
as low as5.25%

Classic Vehicle Loan Rates

No Age Limit

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

Info and/or TermsAPR*
Up to $75,000
Up to 60 Months
as low as5.25%

New Motorcycle Loan Rates

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

Info and/or TermsAPR*
Up to $75,000
Up to 60 Months
Finance Up to 100% of Purchase Price or MSRP, whichever is less.
as low as7.75%

Used Motorcycle Loan Rates

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

Info and/or TermsAPR*
Up to $75,000
Up to 60 Months
as low as8.25%

New & Used Boat Rates

Finance Up to 100% of Purchase Price or 100% of published retail value, whichever is less

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

Info and/or TermsAPR*
New Boat
Up To $75,000
120 months
as low as7.75%
Used Boat
UP To $75,000
120 months
as low as8.00%

 

*APR = Annual Percentage Rate. 0.50% off current rate. This is a buy down rate. The amount of the buy down will not affect the price of the vehicle. This rate offer is valid for all terms up to 60 months. Rates are subject to change without notice, and are based on credit worthiness and terms. Financing for qualified Hudson River Financial Federal Credit Union members. Offer valid for new or used auto loans financed with Hudson River Financial FCU or auto loans refinanced with Hudson River Financial FCU from 2/1/19 – 2/28/19. No cash advances. Offer cannot be combined with any other offer, and is not valid on previous loans financed with the Credit Union. Complete loan details available at the Credit Union upon request.

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