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We’ve teamed up with SimplyCredit Inc. to offer a complete debt-management solution for your credit cards.

Pay off your credit and department store cards and move the balances to Hudson River Financial FCU at a single rate at simple interest.  We offer more than debt consolidation.

Here is how it works:

  • Apply for a new Hudson River Financial FCU line of credit at one low rate with simple interest. Enroll your cards and we’ll transfer the balances to your new line without charging any fees.
  • Keep using your cards, earning points and rewards. Every month, we’ll pay your cards in full from your new credit line.
  • Make one payment a month to your new credit line, quickly paying down balances while improving your credit score.



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