An unsecured Personal Loan doesn’t require any collateral and can be used for any purpose, including bill consolidation, major purchases, unexpected expenses and more.  Our loans feature:

  • Competitive Rates: Currently as low as 8.99% APR*
  • Flexible Repayment Terms
  • Fast and Easy Process:  Get your funds the same day you apply!
  • No pre-payment penalties

SPECIAL OFFER:  Hudson River Financial is offering a new “Learn and Save” promotion this holiday season!  From November 1st – December 31st, all personal loan applicants have the potential to save 0.25% APR* on their approved rate by visiting the Hudson River Financial Digital Education center, powered by EVERFi, and completing our Holiday Spending Playlist module.

Learn about ways in which you can save while spending this holiday season, and reward yourself by saving on your loan rate!
*All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications.  Discount does not apply for Credit Union’s $500 Short-Term loan product or any other loan product or program.  Rate discount is dependent on verification of user’s email address with the email address on file at the Credit Union. You must log in and complete the Hudson River Financial Holiday Spending module, powered by EVERFi prior to loan funding.  Rules, terms and rates subject to change at any time.  Membership Required.

Personal Loan Rates

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

**Signature Loan amount minimum is $500.

Info and/or TermsAPR*
Signature** Closed End Loan
Up to $20,000
Up to 60 months
as low as8.99%
Short Term Personal Loan
Up to $500
Up to 6 Months
as low as18.00%



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