Student Loan Rates

*Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments

Info and/or TermsAPR
Private Undergraduate
Line of Credit
$1,000 Up To $75,000
Up to 25 Years
as low as5.50%
Student Loan Refinanced (Fixed)
Loan Consolidation
$5,000 Up To $100,000
Up to 10 Years
as low as5.50%
Student Loan Refinanced (Variable)
Loan Consolidation
$5,000 Up To $100,000
Up to 15 Years
as low as5.50%

Home Equity Rates

Info and/or TermsAPR
Home Equity Line of Credit
4.0% Floor
5 Year draw period with repayment followed by a 10 year repayment period
as low as4.25%
10 Year Fixed Term
Minimum Loan Amount $10,000
as low as5.50%
Variable
4.0% Floor
2.0% Margin Over 1 Year Treasury (20 Year Amortization) 1 Year Reset
Minimum Loan Amount $10,000
as low as 4.00%

Personal Loan Rates

**Signature Loan and Computer loan amount minimum is $500. To receive the special Computer Loan rate the credit union will have a security interest in the computer system purchased until the loan amount is paid in full.

Info and/or TermsAPR
Signature** Closed End Loan
Up to $10,000
Up to 60 months
as low as10.49%
Computer** Purchase Order Required
Up to $3,000
Up to 36 months
as low as6.75%
Short Term Personal Loan
Up to $500
Up to 6 Months
as low as18.00%

Enterprise Auto Loan Rates

Info and/or TermsAPR
Up to $75,000
48 Months
as low as3.49%
Up to $75,000
60 Months
as low as3.99%
Up to $75,000
72 Months
as low as4.49%

New Vehicle Loan Rates

Current Year or Previous Year (6,000 miles maximum or never titled)

Finance Up to 125% of Purchase Price or MSRP, whichever is less.

Info and/or TermsAPR
Up to $75,000
48 Months
as low as3.49%
Up to $75,000
60 Months
as low as3.99%
$20,000 Up to $75,000
72 Months
as low as4.49%

Used Vehicle (2012 or Newer) Loan Rates

2012 or Newer

Info and/or TermsAPR
Up to $75,000
48 Months
as low as3.49%
Up to $75,000
60 Months
as low as3.99%
$20,000 Up to $75,000
72 Months
as low as4.49%

Used Vehicle (2008 to 2011) Loan Rates

Finance Up to 125% Purchase Price or NADA retail value, whichever is less.

Info and/or TermsAPR
Up to $75,000
Maximum Term Depends On Vehicle Age
as low as5.25%

Classic Vehicle Loan Rates

No Age Limit

Info and/or TermsAPR
Up to $75,000
Up to 60 Months
as low as5.25%

New Motorcycle Loan Rates

Info and/or TermsAPR
Up to $75,000
Up to 60 Months
Finance Up to 100% of Purchase Price or MSRP, whichever is less.
as low as7.75%

Used Motorcycle Loan Rates

Info and/or TermsAPR
Up to $75,000
Up to 60 Months
as low as8.25%

New & Used Boat Rates

Finance Up to 100% of Purchase Price or 100% of published retail value, whichever is less

Info and/or TermsAPR
New Boat
Up To $75,000
120 months
as low as7.75%
Used Boat
UP To $75,000
120 months
as low as8.00%

Share Secured & Certificate Secured Loan Rates

Maximum Loan Amount cannot exceed 100% of pledged account balance. All Share and Certificate Secured Loans are for qualified borrowers.

*APR = Annual Percentage Rate. All rates subject to change without notice and are for qualified borrowers. Complete loan details are available at the credit union.

** IRA Certificate Accounts are excluded as collateral for Certificate Secured Loans.

Info and/or TermsAPR
Shared Secured
$300 Up to $250,000
Up to 36 months
as low asShare Rate +3.00%
Shared Secured
$300 Up to $250,000
Up to 72 months
as low asShare Rate +4.00%
Shared Secured
$300 Up to $250,000
Up to 120 months
as low asShare Rate +5.00%
Certificate Secured**
$300 Up to $250,000
Certificate Term
as low asCD Rate +3.00%