As millions of Americans spend most of their days online, ensuring your personal data remains secure is more important than ever. And with January 28th being Data Protection Day, Hudson River Financial would like to share some useful tips for protecting personal and account information to keep your identity and finances safe and sound.

Be Smart About Passwords

Passwords are an important way for you to protect your identity and your accounts online. Be sure to use different passwords for different sites, frequently change your passwords, don’t use obvious and simple passwords, and do not keep passwords written down in an easy to find place, such as taped to your computer monitor or in your wallet.  And if it is available, enabling two-factor authentication wherever you can will add an additional layer of security.

Don’t Go Phishing

Many email providers are well programmed to catch spam and phishing emails before they can cause harm; however, it is up to you to make sure you are vigilant in the fight against phishing. Never click links contained within emails you receive from an unknown sender, and make sure your email settings are set to reject any emails that may be spam.  If you feel that someone sent you a link or attachment that you are unsure of, call them and ask before opening.

Back it Up in the Cloud

With our computers full of files and stored information, backing up data could leave you vulnerable if not properly secured. Backing up data using a reputable cloud storage system provides you with a safe and secure alternative to backing up data on a separate drive or a USB, which could be stolen.

Be Cautious with WiFi and Bluetooth

WiFi and Bluetooth are both great technologies for us to access the internet, connect devices and more. However, using public WiFi without passwords could lead to your data being at risk, and making sure your personal WiFi is password protected can prevent unwanted users from accessing your WiFi and stealing data.  Additionally, if you are not using Bluetooth, make sure it is shut off on all of your devices, as keeping Bluetooth on could lead to a device connecting to a Malware device.

Constantly Monitor and Update Your Information

Most importantly, the best way to protect your data and information is to make sure you are constantly checking your information for signs of compromise. Always check your accounts for suspicious activity, and continually keep track of your bank/credit union account activity, online ordering history, and computer/email log ins.