What is Lucky Savers?


It’s a special term deposit account that helps you build your savings while giving you a chance to win monthly and quarterly cash prizes. Every $25 deposit, up to $250 per month, earns you one chance to win.

You could earn up to 10 chances to win every month. It’s a great incentive to save more.

How Do I Open an Account?

Simply stop by our Mohegan Lake office or call: (914) 526-4015. You can even set up scheduled transfers to make saving easier and earn more chances to win.

What Are the Prizes?

  • Each $25 deposit earns you a chance to win the quarterly prize of up to $5,000
  • Each $25 deposit earns you a chance to win the monthly prize of up to $100

What Are the Account Requirements?

  • You must be 18 years of age or older
  • Hudson River Financial FCU members with their accounts in good standing
  • Business and Trust accounts are not eligible for this account

What is a Term Deposit Account?

A term deposit account is a special savings account. You earn a specified dividend if the term deposit account is held for the full term. The term for a Lucky Savers account is 12 months.

Why Should I Open a Lucky Savers Account?

Because it’s a win-win opportunity. You’ll save more plus earn chances to win monthly and quarterly cash prizes!

Federally Insured

Your Lucky Savers and other credit union deposit accounts are insured for a combined total of up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). It is a federal insurance program governed by the National Credit Union Administration (NCUA), an agency of the federal government. IRAs are insured for an additional $250,000.


Lucky Savers Rate

Info and/or TermsAPYAPR
Minimum Balance $25.000.8000%0.80%



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