What is Lucky Savers?
It’s a special term deposit account that helps you build your savings while giving you a chance to win monthly and quarterly cash prizes. Every $25 deposit, up to $250 per month, earns you one chance to win.
You could earn up to 10 chances to win every month. It’s a great incentive to save more.
How Do I Open an Account?
Simply stop by our Mohegan Lake office or call: (914) 526-4015. You can even set up scheduled transfers to make saving easier and earn more chances to win.
What Are the Prizes?
- Each $25 deposit earns you a chance to win the quarterly prize of up to $5,000
- Each $25 deposit earns you a chance to win the monthly prize of up to $100
What Are the Account Requirements?
- You must be 18 years of age or older
- Hudson River Financial FCU members with their accounts in good standing
- Business and Trust accounts are not eligible for this account
What is a Term Deposit Account?
A term deposit account is a special savings account. You earn a specified dividend if the term deposit account is held for the full term. The term for a Lucky Savers account is 12 months.
Why Should I Open a Lucky Savers Account?
Because it’s a win-win opportunity. You’ll save more plus earn chances to win monthly and quarterly cash prizes!
Your Lucky Savers and other credit union deposit accounts are insured for a combined total of up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). It is a federal insurance program governed by the National Credit Union Administration (NCUA), an agency of the federal government. IRAs are insured for an additional $250,000.
Lucky Savers Rate
|Info and/or Terms||APY||APR|
|Minimum Balance $25.00||0.8000%||0.80%|