The No Risk Investment…

Short or long term, it’s the no risk solution when you want to diversify your stock portfolio, need additional income today, or want to save for your children’s education or your retirement. Federally insured Share Certificates offer the benefits of a guaranteed fixed income with no risk to your principal.

  • $1,000 minimum deposit to open your account
  • Investment terms from 6 to 48 months
  • Highly competitive dividend rates
  • Federally insured by the NCUA, an agency of the federal government.

You can also fund a Traditional or Roth Individual Retirement Account with Certificates. Call or stop by the credit union for the details. We’ll help you develop a savings or investment plan that meets your financial goals. Contact Us.

Certificate rates are determined by the credit union’s Board of Directors. Once you purchase a certificate, the rate remains fixed until maturity.

Federally Insured

Your Certificates (CDs) and your other credit union deposit accounts are insured for a combined total of up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF). It is a federal insurance program governed by the National Credit Union Administration (NCUA), an agency of the federal government. IRAs are insured for an additional $250,000.

There are also steps you can take to insure higher account balances. Contact the credit union for the details. Contact Us.

 

Certificates of Deposit

*Rates subject to change without notice.

**The APY shown is based on the assumption that the minimum balance and other requirements will be met. Your statement will show the actual Annual Percentage Yield Earned (APYE).

Dividends on Certificates of Deposit are posted Annually and/or at Maturity.

Info and/or TermsAPYAPR
6 Months
Minimum Balance $1,000.00
0.5006%0.50%
9 Months
Minimum Balance $1,000.00
0.6500%0.65%
12 Months
Minimum Balance $1,000.00
0.8000%0.80%
18 Months
Minimum Balance $1,000.00
1.2500%1.25%
24 Months
Minimum Balance $1,000.00
1.4500%1.45%
36 Months
Minimum Balance $1,000.00
1.5500%1.55%
48 Months
Minimum Balance $1,000.00
2.0000%2.00%

 


Related Services

Checking
Wealth-Management
money-market