A credit union is a non-for-profit, member-owned, financial cooperative. Unlike profit-driven banks, they return their excess earnings to their members in the form of better service, higher yield savings, lower interest loans, and no or low fee accounts and money management services.

What makes credit unions different from other financial institutions?
Who can join a credit union?
Who governs a credit union?
Are my savings insured?
I don’t have a great credit rating and can’t get a traditional bank account, will I be able to open an account?
Do all members save money by using a credit union?