Welcome to Our Credit Union!

Hudson River Financial Federal Credit Union is a not-for-profit, Community based member-owned financial cooperative serving people in Westchester, Putnam and Rockland counties. Unlike profit-driven banks, we return our excess earnings to our members in the form of outstanding service, lower interest loans and technologically advanced, no or low fee accounts and money management services.  That’s why Hudson River Financial FCU is “Like a bank, only better!”

Who We Are

Credit Union News

Summer Skip-A-Payment

Free up extra cash this summer to use for vacation expenses, pay off credit card bills or for any reason with our Skip-A-Payment program. You can skip your July or August loan payment – or both if you wish. The Skip-A-Payment program also includes certain mortgages. To be eligible, you must have made six consecutive…


In-Person Transaction by Appointment Only Starting June 15th

Following Governor Cuomo’s recommended four-phase reopening plan, Hudson River Financial Federal Credit Union is included in Phase 2, which means we will be opening our branch for in-person visits by appointment only beginning Monday, June 15, 2020. These in-person appointments cover any transaction or financial service need you may have, and you can schedule by…



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Current Rates

Type of Loan Rate
New Vehicle Loan 2.49% APR
Used Vehicle Loan 2.49% APR
Personal Loan 8.99% APR
Student Loan 6.75% APR