Welcome to Our Credit Union!

Hudson River Financial Federal Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks, we return our excess earnings to our members in the form of outstanding service, lower interest loans, and technologically advanced no or low fee accounts and money management services −it’s the credit union difference at its best.

Credit Union News

What is SimplyCredit Inc.?

Hudson River Financial FCU has partnered with SimplyCredit Inc. to offer our members a convenient way to pay off your credit cards. Just move the balances to the credit union and get a competitive rate. Some members are already saving $2,000 a year! To consolidate your credit card debt: Apply for a new Hudson River…


Financial Planning

After extensive research and preparation, Hudson River Financial FCU has formed a relationship with Hudson River Financial Wealth Management, a General Agency of Massachusetts Mutual Life Insurance Company (MassMutual), to offer you more financial services. Because of this partnership, you have access to a variety of products and services offered by a trusted Financial Services…



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Current Rates

New Vehicle Loan 2.99% APR
Used Vehicle Loan 2.99% APR
Personal Loan 9.99% APR
Visa Credit Card 11.50% APR
Student Loan 5.50% APR